Health Insurance at a Glance
Health Insurance in Utah: ACA Marketplace vs. Private Coverage by Region
Utah’s health insurance market looks different depending on which part of the state you live in. Someone shopping for coverage in Salt Lake City has a very different set of carriers to choose from than someone in Moab or Vernal, and that gap shapes everything from monthly premiums to whether you can see a specialist…
Open Enrollment 2026: How to Prepare Before November 1st
Open enrollment is on the horizon, and a little preparation now can save you a lot of headaches later — not to mention a lot fewer calls and emails from agents around the country trying to earn your business the moment the window opens. Whether you’re on an employer plan, an ACA Marketplace plan, or…
Health Insurance for Plumbers: ACA vs. Private Coverage
Plumbers see the inside of nearly every building they work in, but their own health coverage often gets far less attention. Some are union members with solid benefits behind them. Others are running a one- or two-truck plumbing business, working as a subcontractor, or picking up side jobs without any group plan at all. If…
Health Insurance for Electricians: ACA vs. Private Coverage
Electricians keep the lights on for everyone else, but their own health coverage is often an afterthought. Some work under a union contract with solid benefits. Others are on a small crew, running their own electrical contracting business, or picking up 1099 work between jobs, with no group plan behind them at all. If you…
How Much Does Family Health Insurance Actually Cost? ACA vs. Private for 2026
No two families shop for health insurance the same way. One family might have a spouse managing an ongoing medical condition, another might have kids who see a specialist every few months, and a third might barely use healthcare at all. Trying to fit all of that into one health plan is where family insurance…
Why Do Health Insurance Companies Have Such Bad Reviews?
Search “is [insurance carrier] good” and you’ll find plenty of one-star reviews no matter which company you look up. That doesn’t necessarily mean every carrier is doing a bad job. Health insurance is one of the most misunderstood products people buy, and confusion about how a plan actually pays often gets mistaken for the plan…
Health Insurance in Colorado: What’s Actually Available Through the ACA Marketplace vs. Private Coverage
Colorado is one of the most spread-out states we work with, mountain towns, resort communities, and small cities are often an hour or more from the nearest metro area. That geography matters more than most people expect when it comes to health insurance, especially on the ACA Marketplace, where your plan’s network determines who you…
Is COBRA Worth It? An Honest Comparison of COBRA, ACA, Private, and Short-Term Coverage
If you’re leaving a job, you’ve probably already gotten the COBRA letter — it tends to show up before you’ve had time to think through your options. But COBRA is only one of four real paths once your employer coverage ends: COBRA, an ACA Marketplace plan, a private Health Plan, or short-term coverage. Each one…
How to Choose the Right Health Insurance Plan for Your Family
Shopping for family health insurance can feel like solving a puzzle with too many pieces. Low deductible or high deductible? A small, tightly-managed network or a big nationwide one? Every option seems to trade one risk for another. The real goal isn’t complicated, though: find a plan your family can actually afford every month, without…