1. ACCEPTANCE OF TERMS
By accessing this website, you agree to these terms.
2. HEALTH INSURANCE INFORMATION
- We are NOT insurance agents (unless stated)
- Information is educational only
- Not a substitute for professional advice
- Consult licensed advisors for specific guidance
3. LEAD SHARING DISCLAIMER
When you submit a lead form:
- Your information is shared with licensed insurance advisors
- They may contact you by phone, email, or text
- Your data is subject to their privacy policies too
- You can opt-out by requesting deletion
4. LIABILITY DISCLAIMER
- We are NOT responsible for insurance plan choices
- We do NOT guarantee coverage approval
- Plans, rates, and availability vary by state
- Read all policy documents carefully
5. THIRD-PARTY SERVICES
We use:
- Google Analytics (for traffic tracking)
- Form submission services
- Email providers
These services have their own privacy policies.
6. PROHIBITED ACTIVITIES
Users cannot:
- Scrape or automate data collection
- Submit false information
- Abuse the form repeatedly
- Attempt to hack or disrupt the site
7. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Affordable private health and denuccihealth LLC, its sole operator, agents, and representatives are NOT liable for:
- Insurance plan terms, conditions, or coverage decisions
- Data breaches or security failures at third-party providers
- Website downtime, errors, or technical malfunctions
- Any indirect, incidental, or consequential damages arising from your use of this website or services
You use this website and submit your information at your own risk. Our liability is limited to the maximum extent allowed by applicable law.
8. GOVERNING LAW & JURISDICTION
These terms are governed by the laws of the state where the user resides, without regard to conflict of law principles. However, since we operate across multiple states, disputes arising from this website shall be resolved under the laws of the state in which the user is located at the time of the dispute. You agree that any legal action or proceeding must be brought exclusively in the state or federal courts located in your state of residence.
9. CONTACT
Questions? Email: info@affordableprivatehealth.com